Demarcation and the need for primary health cover in South Africa

Low Cost Benefit Options (LCBO) have been on the cards for several years but policy change promised by government to enable these products has not materialised.  Findings by the Competition Commission Health Market Inquiry state that a common, minimum benefit package across all schemes could increase competition based on efficiencies which in turn will make medical schemes more affordable.

At the BHF conference earlier this year, BHF openly encouraged its member schemes to submit LCBO applications to the CMS.  Many schemes did so, but to date no feedback has been received from the Registrar of Medical Schemes.  Is the regulator reluctant to grant these exemptions?  What are the implications of granting (or not granting) the medical scheme industry permission to put forward products in this space?

Christoff Raath, joint CEO of Insight Actuaries and Consultants, will present on

  • the need for primary healthcare in SA
  • the ability or inability of medical schemes to service this need, and the role of the Council for Medical Schemes
  • the emergent primary care insurance market under the Financial Sector Conduct Authority
  • the role that these products can play in alignment with the NHI objectives

Join us for this seminar where Christoff will help us understand what progress has or has not been made to achieve the goals of a cheaper PMB basket and a low-cost benefit option

Date: Friday 22 November 2019

Time: 08:30 for 09:00 to 11:00

Venue: Glenhove Conference and Training Centre, 52 Glenhove Road, Melrose estate, Johannesburg

Cost: R785 exclusive of VAT per delegate

To register  Download this registration form and return the completed form to

Date: 11/22/2019

Date: 11/22/2019